CTA Member Benefits
Are You Aware of All Your CTA Member Benefits?
If you are member of CTA, you have the opportunity to participate in some unique member benefit programs. CTA believes in offering value for your membership.
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Automatic Benefits (no premium required) - CTA Death and Dismemberment Plan a death benefit of up to $2,000 - NEA DUES-TAB Insurance a death benefit of up to $1,000 - Educators Employment Liability (EEL) $1,000,000 coverage for claims arising out of your education employment activities - CTA Health Information and Well-Baby Program - no additional cost to CTA members participating in the CTA endorsed voluntary life or disability plan - CTA Travel, Entertainment and Purchasing Discounts discounts on movie tickets, amusement park entrance fees, vacations, cruises, tours, rental cars, and a discount auto purchasing program - CTA Disaster Relief Fund - cash grants of $1,000, individual interest-free loans up to $2,000 and School Site Grants of $500 for members who have experienced significant losses due to disasters in California - Vision Discount Program for CTA/NEA-Retired Members 20% discount off eye exams, frames and lenses, and a 15% discount off contact lenses available from Vision Service Plan (VSP) participating providers
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Voluntary Benefits - CTA Group Life Insurance Plan level benefit term coverage options ranging from $25,000 to $400,000 - CTA Group Disability Insurance Plan up to 75% of your regular daily contract salary (benefits reduced by other income), $25 per work day during fully paid sick leave and an additional $35 per calendar day for hospital stays - CTA Auto Insurance 21% rate differential between CTA member and non-member rates (additional 10% discount for auto if you have a combined auto and home policy), and deductible waived entirely for vandalism that occurs on or within 500 feet of school property - CTA Home Insurance 24% rate differential between CTA member and non-member rates (additional 10% discount for home insurance if you have a combined auto and home policy) - CTA Credit Union Services competitive personal, auto and home loans - CTA Credit Card Program No annual fee, and special travel, cash and merchandise rewards program
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Protection
Against Identity Theft!
More than 40,000 California residents will be a victim of Identity Theft this year. You will be pleased to know that CTA's auto and home insurance partner, A+ Auto and Home Insurance Plus, has CTA members covered! Beginning January 1, 2007, A+ proudly introduces Identity Theft Resolution Service, a new benefit automatically available at no extra cost to CTA members participating in the CTA Auto and/or Home Insurance Program. This important service is designed to give a sense of security in a time of increasing concern over identity theft. A+ has partnered with Identity Theft 911, LLC, Americas leader in identity theft resolution, to provide CTA members with expert assistance in resolving their situation quickly and thoroughly should they fall victim to identity theft. This free and automatic service includes: - A fraud specialist assigned as personal advocate for the entire resolution process - Direct assistance with agency notifications, report filings and documentation - One full year of credit and fraud monitoring - Assistance replacing documents lost to a theft, home disaster or while traveling - Ongoing theft prevention education available 24/7 that includes fraud alerts, tips, FAQs, identity theft news and expert advice Complete service details can be found at www.aplus.com/idtheft.html.
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